To enable your loan application to proceed smoothly and swiftly, please ensure that copies of the following items accompany your application.
Please note – we will contact you if any further information is required
INCOME For PAYG earners
  • Two recent payslips and/or a letter from your employer confirming income, position and length of service in the company. This letter should be on company letterhead and signed by an Authorising Officer.
  • Copies of the last two years Group Certificates and/or tax returns and or tax assessment notices.

  • For Self employed
  • Last two years full tax returns (Personal and Business/Company) and tax assessment notices
  • Full Financial Statements for the last two years of all related Companies/Businesses.
  • SAVINGS
  • Copies of all bank or investment statements evidencing deposit funds saved over the last six to twelve months.
  • COMMITMENTS
  • Copies of last 6 months statements of all commitments, including those not being refinanced
  • GIFTS
  • A letter is required form the person providing the cash gift, stating the amount and that it is not repayable.
  • INVESTMENTS
  • Copy of current lease or rent appraisal or evidence of receipt of rental income.
  • Letter of opinion from Managing Agents stating reasonable rent
  • REFINANCE
  • Last twelve month loan statements evidencing satisfactory conduct of existing loans being refinanced.
  • Copy of latest council rates notice for each security property
  • Copy of contracts for loan to be refinanced for stamp duty refund
  • PURCHASE
  • Front page of the contract of the property you are buying showing purchaser and price details.
  • Copy of title deeds for any unencumbered properties to be used as security
  • DEPOSIT BOND
  • Front page of contract of the property you are buying showing purchaser and price details.
  • Front and back page of contract of the property you are selling (if applicable) showing sale price details.
  • Complete Deposit Bond Application Form.
  • Cheque to insurance company for the relevant premium.
  • CONSTRUCTION
  • Copy of the plans and specifications.  Copy of builder’s fixed price tender.
  • VALUATION FEE
  • Cheque made payable to your recommended lender.
  • IDENTIFICATION
  • Copy of passport or birth certificate, and drivers licence.